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An often overlooked, yet very important part, of estate planning is incapacity planning. There may come a time when you become incapacitated and are unable to communicate. It doesn’t matter what your age or health may be. Accidents happen and sudden illnesses develop. Put a plan in place now so that, should you ever become incapacitated, your loved ones and doctors will be clear on your wishes.

Many people’s conception of wills and how they are administered derives from TV dramas where someone in a musty room reads the will and gasps arise from those who feel left out or cheated. As much as TV dramas are entertaining, they’re not really what happens when a person dies with or without a will.